Homestead Exemption Online Filing - Dade County Property Appraiser

The Dade County Property Appraiser’s Office makes it easy for homeowners to apply for the Homestead Exemption through a secure online filing system. This service lets property owners complete the process from home, without the need to visit the office in person. It’s a simple way to apply, submit documents, and receive confirmation once the filing is complete.

The Homestead Exemption helps qualified residents reduce the taxable value of their primary home, which lowers annual property taxes and keeps housing costs more affordable. The online system is built for convenience — it walks applicants through each step, from entering property details to uploading proof of residency and ownership.

Homeowners can also use the same portal to check other property tax savings available in Dade County, such as senior, veteran, and disability exemptions. The process is fast, accurate, and ensures that property records stay up to date under Florida’s property tax laws.

Understanding the Homestead Exemption in Dade County

The Homestead Exemption is one of the most valuable property tax benefits available to homeowners in Dade County, Florida. It reduces the taxable value of a primary residence, helping property owners save money on their annual property tax bill. By claiming this exemption, residents can protect part of their home’s value from taxation, while also benefiting from long-term tax stability under Florida’s “Save Our Homes” law.

The Dade County Property Appraiser’s Office manages the exemption process to make sure it’s applied fairly and accurately for all qualified homeowners. Below is an overview of how the exemption works, how it affects your property taxes, and what additional savings may be available.

How the Homestead Exemption Lowers Property Taxes

The Homestead Exemption lowers the assessed value of a property, which directly reduces the amount of taxes owed each year.

Homeowners can receive up to $50,000 off their home’s assessed value.
The first $25,000 applies to all property taxes, including school district taxes.
The second $25,000 applies to the assessed value between $50,000 and $75,000, but only to non-school taxes.

This means a home valued at $150,000 could be taxed as if it were worth only $100,000, resulting in meaningful annual savings.

How It Works Under Florida Law

Under Florida’s Constitution and property tax statutes, the Homestead Exemption is available only for a homeowner’s primary residence. To qualify, the property must be owned and occupied by January 1 of the tax year in which the exemption is claimed.

Florida law also limits how much the assessed value of a homesteaded property can increase each year through the Save Our Homes (SOH) cap — keeping annual increases at no more than 3% or the rate of inflation, whichever is lower. This protects homeowners from sudden spikes in property taxes even if market values rise quickly.

Dade County Property Appraiser’s Role in the Exemption

The Dade County Property Appraiser is responsible for reviewing applications, verifying eligibility, and applying the exemption to qualified properties.

The office checks ownership records, residency status, and property use.
Applications are processed each year to ensure accuracy and compliance with Florida law.
Once approved, the exemption remains in place as long as the homeowner continues to occupy the property as their permanent residence.

The Property Appraiser also helps residents apply for other exemptions and ensures all qualified taxpayers receive the benefits they are entitled to.

Additional Exemptions You May Qualify For

Besides the standard Homestead Exemption, Dade County offers other programs that can provide extra savings. These include exemptions for:

Senior citizens who meet specific income and age requirements.
Disabled homeowners or those caring for dependents with disabilities.
Veterans with service-related disabilities or surviving spouses.
First responders injured in the line of duty.

Each exemption type has its own eligibility rules and documentation requirements, but all are designed to make property ownership more affordable for residents who meet the criteria.

Key Benefits of the Homestead Exemption

The Homestead Exemption offers several important financial advantages for homeowners in Dade County, Florida. It’s more than just a tax discount — it’s a way to protect your home’s value, limit how much your taxes can rise each year, and secure long-term savings on your property. By reducing the taxable portion of your home’s value and placing limits on future increases, the exemption helps homeowners maintain stability and affordability even as real estate prices change.

Lower Taxable Property Value

The main benefit of the Homestead Exemption is a reduction in the taxable value of your home. Qualified homeowners can receive up to $50,000 off their property’s assessed value, which directly lowers the annual tax bill.

The first $25,000 applies to all property taxes, including school district taxes.
The second $25,000 applies to the assessed value between $50,000 and $75,000, excluding school taxes.

This reduction ensures that homeowners pay property taxes on a smaller assessed amount, keeping yearly expenses manageable and freeing up funds for other financial needs.

Protection from Rising Property Taxes (Save Our Homes Cap)

Florida’s Save Our Homes (SOH) cap offers additional protection for homeowners by limiting how much the assessed value of a homesteaded property can increase each year. Under this rule:

The assessed value can only rise by a maximum of 3% or the Consumer Price Index (CPI), whichever is lower.
Even if market values increase significantly, your property’s taxable value will grow gradually.

This safeguard helps homeowners avoid sudden jumps in property taxes due to market fluctuations, offering long-term stability and predictability.

Long-Term Financial Impact for Dade County Homeowners

Over time, the Homestead Exemption provides substantial financial benefits. By keeping your taxable value lower and controlling annual increases, you can save thousands of dollars across the years you own your home. This consistent savings can make a big difference in maintaining affordability — especially for retirees, families, and individuals living on fixed incomes.

Additionally, when property values rise quickly in Dade County’s competitive real estate market, the Save Our Homes cap ensures that long-term residents aren’t burdened by sudden tax increases that could otherwise make it difficult to stay in their homes.

Maximize Your Property Tax Savings

To make the most of your Homestead Exemption benefits, homeowners should:

File the exemption as soon as they become eligible.
Keep ownership and residency records up to date.
Review their annual TRIM Notice (Truth in Millage) to verify the exemption is applied correctly.
Explore additional exemptions for seniors, veterans, or persons with disabilities.

By staying proactive, Dade County homeowners can ensure they receive the full tax savings they qualify for and continue to benefit from one of Florida’s strongest homeowner protections.

Who Qualifies for the Florida Homestead Exemption?

To qualify for the Florida Homestead Exemption, homeowners must meet specific ownership, residency, and application requirements set by state law. The exemption is meant for permanent Florida residents who legally own and occupy their property as their primary home. Meeting these qualifications ensures you receive the full property tax savings available under the program and remain in compliance with Florida’s property tax rules.

The Dade County Property Appraiser reviews every application to confirm eligibility and verifies that each homeowner meets all state requirements before granting the exemption.

Basic Eligibility Requirements

The basic rules for qualifying for the Florida Homestead Exemption are straightforward. Homeowners must meet the following conditions before applying:

You Must Legally Own the Property

The applicant must be the recorded owner of the property, meaning their name appears on the property deed or title. Ownership can be held individually, jointly, or through certain trusts that meet Florida’s requirements for homestead status. Ownership must be established before January 1 of the year you wish to claim the exemption.

You Must Occupy the Property as Your Permanent Residence

The property must serve as your primary and permanent residence. This means you must actually live in the home and treat it as your main place of residence. Seasonal or rental homes do not qualify.

Typical signs of permanent residency include:

Registering to vote at that address.
Having a Florida driver’s license or ID card showing the property address.
Registering your vehicle in Florida.

You Must Establish Residency by January 1

You must live in and claim the property as your permanent home by January 1 of the tax year for which you are applying. The Homestead Exemption is based on your residency status as of that date. If you move in after January 1, you may need to wait until the following year to apply.

You Must Apply by March 1

Applications for the Homestead Exemption must be submitted by March 1 of the tax year to be eligible. If you miss the deadline, your application will apply to the next tax year unless you qualify for a late-filing exception due to special circumstances such as military service or illness.

Only One Exemption Per Family Unit

Florida law allows only one Homestead Exemption per family unit, regardless of how many properties you own. If you or your spouse claim an exemption on another property anywhere in the U.S., you cannot claim another one in Dade County.

Proof of Residency

When applying, homeowners must provide documents showing Florida residency at the property address. Accepted documents may include:

A valid Florida driver’s license or ID card.
Voter registration card with the property address.
Vehicle registration issued in Florida.
Utility bills or bank statements sent to the property.
Declaration of domicile filed with the county clerk.

Providing clear and consistent documentation helps confirm that the property is your legal and permanent home.

U.S. Citizenship or Legal Residency

Applicants must be U.S. citizens or legal permanent residents of the United States. Non-citizens may qualify if they hold a valid Permanent Resident Card (Green Card) or other proof of lawful status. Proof of citizenship or residency is required when filing the initial application.

Common Mistakes That Delay or Deny Applications

Even small errors can cause a Homestead Exemption application to be delayed or denied. Common issues include:

Submitting incomplete or unsigned applications.
Missing the March 1 deadline.
Providing incorrect property addresses or ownership details.
Failing to update records after a name change, marriage, or ownership transfer.
Claiming an exemption on more than one property.

Double-checking all forms, ensuring documents match your property address, and submitting before the deadline can prevent these issues and help your exemption get approved faster.

How to Apply for the Dade County Homestead Exemption

Applying for the Homestead Exemption in Dade County is a simple process when you know what to prepare and where to file. The Dade County Property Appraiser’s Office offers both online and in-person filing options, giving homeowners flexibility based on their preference. To make sure your application is processed smoothly, it’s important to gather the correct documents, submit your application on time, and track your approval status.

The steps below explain how to complete the filing process correctly and avoid common mistakes that could delay your exemption.

Gather Required Documents

Before starting your application, make sure you have all the necessary paperwork ready. These documents verify ownership, residency, and eligibility under Florida law. Typical documents include:

A recorded property deed showing you as the legal owner.
A Florida driver’s license or ID with the property address.
Voter registration showing the same address (if applicable).
Vehicle registration issued in Florida.
Social Security number for each owner applying.
Utility bills or other proof that you live at the property.

Having these documents in hand helps ensure that your application is complete and reduces the chance of processing delays.

Submit Your Application to the Dade County Property Appraiser FL Office

Once your documents are ready, you can submit your application directly through the Dade County Property Appraiser’s Office. There are two ways to file:

Online Filing: Visit the Dade County Property Appraiser’s official website and complete the Homestead Exemption online form. The system will guide you step-by-step through uploading documents and confirming your eligibility.
In-Person Filing: Homeowners who prefer personal assistance can visit the Property Appraiser’s main office or one of the local service centers in Dade County. Staff can review your paperwork and ensure your application meets all requirements.

Make sure to double-check your information before submitting, as errors in address or ownership details can cause delays or denials.

TAX EXEMPTIONS Download

Monitor Status & Get Confirmation

After submitting your application, you can check its status online through the Dade County Property Appraiser’s website. Most applicants receive a confirmation email once the application is received. The office may contact you if additional documentation is needed.

Once approved, the exemption will appear on your property record and be reflected in your annual TRIM Notice (Truth in Millage). You do not need to reapply each year unless your residency, ownership, or property use changes.

Application Deadline & Processing Time

Filing deadlines are strict under Florida law. Submitting your application before the deadline ensures your exemption applies for the current tax year.

March 1st Annual Deadline

All applications must be filed by March 1 of the tax year to qualify. If you miss this deadline, your application will roll over to the next year unless you qualify for a valid late-filing exception.

For example, to receive the exemption for the 2025 tax year, you must be a permanent resident and file your application no later than March 1, 2025.

Approval Timeline

Processing times can vary depending on the number of applications received. Generally:

Most applications are reviewed and approved within 4 to 6 weeks.
During peak season (January through March), reviews may take a little longer.
You’ll receive a confirmation notice once your exemption is approved and applied to your property record.

By following these steps and filing before the deadline, Dade County homeowners can secure their Homestead Exemption and start saving on property taxes for the upcoming year.

Required Documents for Homestead Application

To qualify for the Dade County Homestead Exemption, homeowners must provide valid documents that confirm ownership, residency, and legal status. These records help the Property Appraiser verify that the home is your permanent and primary residence under Florida law. Submitting complete and accurate paperwork is the most important step to ensure your application is processed without delay.

Below are the key documents you’ll need when applying for your Homestead Exemption in Dade County.

Proof of Ownership

You must show legal proof that you own the property. Acceptable documents include a recorded property deed, warranty deed, or quit claim deed that lists your name as an owner.

Ownership must be established before January 1 of the year you apply.
The name on the application must match the name listed on the deed.
If the property is owned through a trust, you may need to provide a copy of the trust agreement to verify your beneficial interest.

This proof confirms that you are legally entitled to claim the exemption for the property in question.

Florida Driver’s License or Florida ID

A valid Florida driver’s license or state-issued identification card showing your Dade County property address is required.

The address must match the property listed on your application.
Out-of-state licenses are not accepted.
If you recently moved, update your driver’s license address with the Florida Department of Highway Safety and Motor Vehicles before applying.

Your Florida ID establishes that the property is your primary residence and confirms your intent to remain in the state.

Florida Vehicle Registration

Applicants must have their vehicles registered in Florida. The registration should list the same address as the property where you are applying for the exemption.

Leased vehicles must also show Florida registration.
This requirement helps verify that you are a full-time Florida resident, not a seasonal occupant.

Voter Registration Card

If you are a registered voter, your voter registration card should list your Dade County property as your primary residence.

Voter registration is not mandatory for all applicants, but it is a strong indicator of residency.
If you are not a U.S. citizen, this requirement does not apply.

Your voting address provides additional proof that you consider the property your permanent legal home.

Social Security Numbers

All property owners applying for the exemption must provide Social Security numbers.

These numbers are used for verification purposes only.
If multiple owners live on the property, each must include their Social Security number.
If an owner does not have a Social Security number, other identification may be required by the Property Appraiser’s Office.

This helps prevent duplicate or fraudulent exemption claims.

Immigration or Citizenship Status

Applicants must be either U.S. citizens or legal permanent residents.

U.S. citizens can provide a birth certificate or U.S. passport.
Legal residents should present a Permanent Resident Card (Green Card).
Non-citizens with lawful residency may be asked for additional immigration documentation.

Proof of legal status is required for all owners who are claiming the exemption on the property.

Proof of Residency

You must show that you actually live in the home and treat it as your permanent residence. Acceptable documents include:

Recent utility bills (electric, water, or gas) showing the property address.
Bank statements or insurance documents sent to the same address.
Declaration of domicile filed with the county clerk.
Employment or school records listing the property as your home address.

These records confirm that the property is not used as a rental or secondary home.

Tips to Avoid Rejection

Many Homestead Exemption applications are delayed or denied due to missing or mismatched information. To improve your chances of approval, keep these tips in mind:

Match all addresses: The address on your driver’s license, voter registration, and vehicle registration must be the same as the property you’re claiming.
Submit complete documents: Double-check that all copies are clear, readable, and include necessary signatures or stamps.
File before the deadline: Applications must be submitted by March 1 to qualify for the current tax year.
Update personal information: If you’ve recently married, divorced, or transferred ownership, update all relevant records before applying.
Include all owners: If more than one person owns the property, each must provide their information and supporting documents.
Keep copies: Save a digital or printed copy of your full application and documents for your records.

By following these steps, you can avoid common errors and ensure that your Dade County Homestead Exemption application is approved without unnecessary delays.

What Happens After You Apply for the Homestead Exemption

Once you’ve submitted your Dade County Homestead Exemption application, the Property Appraiser’s Office will begin verifying your eligibility. The review process ensures that the property meets all legal requirements and that the applicant truly qualifies as a permanent resident homeowner. While it may take some time to process, understanding what happens next helps you know what to expect — and when you’ll start seeing tax savings on your property.

The following sections outline the post-application process, how to track your status, and what could affect your ongoing eligibility.

When Will You See Tax Savings?

If your Homestead Exemption is approved, you’ll see the savings reflected in your property tax bill for the next calendar year.

The effective date of your exemption begins January 1 of the year you apply.
The Property Appraiser’s Office finalizes all approved exemptions before tax bills are issued by the Tax Collector in November.
Your property’s assessed value will be reduced by up to $50,000, depending on your eligibility, which directly lowers your annual tax amount.

Homeowners who apply early in the year typically experience a smoother approval process and have more time to correct any missing information before the deadline.

How to Check Application Status Online

After filing, you can monitor the progress of your Homestead Exemption through the Dade County Property Appraiser’s online portal.
Here’s how:

Visit the official Dade County Property Appraiser website.
Navigate to the Homestead Exemption Status page.
Enter your parcel number, owner name, or property address.
Review the status — “Pending,” “Approved,” or “Incomplete.”

If your application shows as Incomplete, review the listed reason and upload or submit any missing documents as soon as possible. For updates or questions, you can also contact the Property Appraiser’s office directly by phone or email.

Can You Lose Your Homestead Exemption?

Yes. If your property or residency status changes, you could lose your Homestead Exemption. Common reasons include:

Selling or transferring the property to another owner.
Renting out your primary residence.
Moving out of the property or establishing residency in another state.
Ownership changes due to marriage, divorce, or inheritance.
Failure to report changes in property use or ownership to the Property Appraiser.

If the exemption is wrongly claimed, you may be responsible for back taxes, penalties, and interest. Always notify the Dade County Property Appraiser if your situation changes to avoid complications.

Life Events That May Affect Eligibility

Certain life events can alter your eligibility or require you to refile for the exemption. These include:

Marriage or Divorce: Joint ownership or name changes may require updating records.
Inheritance or Death: If ownership changes after a death, surviving owners must reapply to maintain the exemption.
Change of Primary Residence: Moving to a new home means you must apply for a new Homestead Exemption on that property.
Property Improvements: Major renovations or the addition of new structures could impact your property’s assessed value.

It’s recommended to review your property record each year to ensure that your exemption status remains accurate and active.

Additional Tax Exemptions in Dade County

Beyond the standard Homestead Exemption, Dade County homeowners may qualify for several additional property tax exemptions that offer even greater savings. These exemptions are designed to support residents such as senior citizens, veterans, widows, disabled individuals, and first responders, helping them reduce their annual property tax burden and maintain housing stability.

Each exemption has its own eligibility criteria, required documentation, and filing process, but most can be applied for through the Dade County Property Appraiser’s Office. Exploring these options ensures you’re not missing out on valuable benefits that could significantly lower your property taxes.

Below are some of the most common additional exemptions available to Dade County residents.

Senior Property Tax Exemption

The Senior Property Tax Exemption in Dade County provides extra financial relief to qualifying homeowners aged 65 or older. This exemption is designed to help seniors on fixed or limited incomes continue living comfortably in their homes by reducing the amount of property taxes they owe each year.

The exemption applies in addition to the Florida Homestead Exemption, which means eligible seniors can enjoy stacked savings on their annual property tax bill. Administered through the Dade County Property Appraiser’s Office, this program ensures that senior residents who meet specific age, income, and residency requirements can benefit from meaningful tax reductions.

What is the Senior Exemption?

The Senior Property Tax Exemption offers an additional reduction in a qualifying homeowner’s assessed property value. This reduction directly lowers the taxable value, resulting in smaller annual tax bills.

In Dade County, the amount of the exemption can vary based on local ordinances and income limits set by the Florida Department of Revenue each year. The goal is to ease the financial pressure on senior citizens who rely on retirement income, pensions, or Social Security benefits.

Eligibility Requirements

To qualify for the Senior Property Tax Exemption in Dade County, homeowners must meet several key criteria related to age, income, residency, and ownership. Each requirement must be satisfied before the annual filing deadline to ensure eligibility for the current tax year.

Age & Income Guidelines

The applicant must be 65 years of age or older as of January 1 of the year the exemption is being claimed.
The total household income must not exceed the income cap set annually by the Florida Department of Revenue.
Income includes all sources, such as wages, pensions, Social Security, and investment income.
Proof of income (like tax returns or Social Security statements) may be required during application review.

This ensures that the exemption benefits those most in need of financial relief.

Legal Ownership & Primary Residence

You must own the property and it must be your permanent residence as of January 1 of the tax year.
The property must already qualify for the Homestead Exemption.
The exemption applies only to your primary residence, not to rental or secondary homes.

Ownership documents—such as a recorded deed or title—must match your application details.

Florida & U.S. Residency Status

You must be a permanent resident of Florida.
Applicants must be either U.S. citizens or lawfully residing permanent residents.
Residency proof may include a Florida driver’s license, voter registration, or vehicle registration showing the same property address.

Residency is an essential part of eligibility because the exemption is meant to benefit those who live in and contribute to Dade County communities year-round.

How to Apply

Applying for the Senior Property Tax Exemption is a simple and straightforward process handled through the Dade County Property Appraiser’s Office. Seniors can submit their application either online or in person.

Fill Out Application

Visit the Dade County Property Appraiser’s website or office to obtain the Senior Exemption Application Form. Complete all required fields accurately, including personal details, property information, and income verification.

Senior Citizen Exemption Download

Provide Supporting Documents

You’ll need to attach documentation to verify your eligibility, such as:

Proof of age (driver’s license, birth certificate, or state-issued ID).
Proof of income, including your federal income tax return or Social Security statements.
Proof of ownership and residency, such as a property deed or voter registration card.

Ensure all documents are current and match your property record to prevent delays.

Submit Before the Deadline

The filing deadline for the Senior Property Tax Exemption in Dade County is March 1 each year. Applications received after this date are not considered for that year’s tax roll unless the applicant qualifies for a valid late-filing exception.

Submitting early allows time for review and corrections if needed.

Get Confirmation

Once submitted, you’ll receive confirmation that your application has been received. The Dade County Property Appraiser’s Office will review your documents and notify you of approval or any missing information.

Approved exemptions will appear automatically on your annual property record and be reflected in your TRIM (Truth in Millage) notice later in the year.

Veterans Property Tax Exemption in Dade County

The Veterans Property Tax Exemption in Dade County provides meaningful financial relief for military veterans, their surviving spouses, and active-duty service members. These exemptions are designed to honor those who have served the United States by reducing the property tax burden on their primary residence.

Depending on your service status, disability rating, or combat-related experience, you may qualify for one or more types of exemptions under Florida law. The Dade County Property Appraiser’s Office manages these exemptions, ensuring that eligible veterans and their families receive the full benefits they’ve earned through service and sacrifice.

What is the Veterans Exemption?

The Veterans Property Tax Exemption allows qualified individuals to lower the assessed value of their homesteaded property, directly reducing annual property taxes. The amount of exemption varies depending on the veteran’s status, disability rating, or the type of exemption being applied for.

Dade County recognizes several types of veterans’ exemptions, including:

Partial exemptions for veterans with a service-connected disability.
Full exemptions for veterans who are totally and permanently disabled due to service-related injuries.
Exemptions for surviving spouses of deceased veterans.
Discounts for veterans aged 65 or older with combat-related disabilities.

Eligibility Requirements

Eligibility for the Veterans Property Tax Exemption in Dade County depends on your military status, disability documentation, and residency in Florida. Below are the primary categories that determine qualification.

Disabled Veterans

Veterans who have a service-connected disability certified by the U.S. Department of Veterans Affairs (VA) may qualify for an exemption that reduces their property’s taxable value.

Key details include:

Veterans with a 10% or greater disability rating are eligible for a partial exemption.
Those who are 100% permanently and totally disabled as a result of their service may qualify for a full property tax exemption on their homesteaded residence.
The exemption applies only to the veteran’s primary residence.

Documentation from the VA confirming the disability percentage and status is required when applying.

Surviving Spouses of Veterans

The surviving spouse of a deceased veteran may continue to receive the property tax benefits if:

The veteran was receiving a property tax exemption at the time of death.
The surviving spouse has not remarried.
The property remains the primary residence of the surviving spouse.

This provision ensures continued support for families who have lost a loved one who served the country.

Active Duty Military Personnel

Active-duty military members who are deployed outside the United States during the taxable year may qualify for an additional property tax exemption.

Eligibility is based on:

Length and location of deployment.
Official verification of deployment from the U.S. Armed Forces.
Proof that the property is your permanent Florida residence.

This exemption offers recognition and support to service members currently serving abroad.

How to Apply

Applying for the Veterans Property Tax Exemption in Dade County is a straightforward process managed by the Dade County Property Appraiser’s Office. Whether you are a veteran, an active-duty member, or a surviving spouse, you’ll need to submit an application and provide supporting documents before the annual deadline.

Visit the Property Appraiser’s Office

You can file your application either in person or online through the official Dade County Property Appraiser website. If you prefer personal assistance, visiting the office allows staff to help review your eligibility and verify your paperwork on-site.

Submit Required Documentation

Required documents typically include:

DD-214 (Certificate of Release or Discharge from Active Duty).
VA disability rating letter or certification of service-connected disability.
Proof of property ownership and residency, such as a recorded deed.
For surviving spouses: Marriage certificate and veteran’s death certificate.
For active-duty personnel: Deployment verification letter.

All documents must be current and consistent with county and state eligibility standards.

File Before the Deadline

The filing deadline for the Veterans Property Tax Exemption is March 1 of each tax year. Applications submitted after this date will not be considered for the current year.

Disability Property Tax Exemptions in Dade County

The Disability Property Tax Exemptions in Dade County are designed to provide meaningful tax relief for residents living with disabilities. These exemptions help reduce or even eliminate property taxes for qualifying individuals, ensuring that homeowners with permanent or significant disabilities can maintain financial stability and remain in their homes.

Administered through the Dade County Property Appraiser’s Office, these exemptions are available to totally and permanently disabled individuals, blind persons, and residents receiving disability benefits. The amount of tax savings depends on the nature and severity of the disability as defined by Florida state law.

Types of Disability Exemptions

Dade County recognizes several categories of disability exemptions, each with its own eligibility criteria and benefits. Homeowners should review the options below to determine which best applies to their situation.

Total and Permanent Disability Exemption

Homeowners who are totally and permanently disabled may qualify for a full property tax exemption on their primary residence.
To be eligible:

You must be a permanent resident of Dade County and own the property as your primary home.
Your disability must be certified by a licensed physician or the U.S. Department of Veterans Affairs.
The disability must be total and permanent, meaning it prevents you from engaging in any substantial work activity.

If approved, this exemption completely removes property taxes on your homesteaded property.

Blind Person Exemption

Florida law provides a specific exemption for homeowners who are legally blind.

The exemption amount is a flat reduction in your assessed property value, as determined by state guidelines.
Applicants must submit certification from a licensed ophthalmologist or optometrist confirming legal blindness.
The property must be your primary residence as of January 1 of the filing year.

This exemption recognizes the additional financial challenges faced by residents with visual impairments.

Disability Income Exemption

Homeowners who receive disability income benefits from Social Security or another recognized agency may qualify for a partial property tax exemption.

Proof of disability benefits, such as your Social Security Disability Insurance (SSDI) award letter, is required.
The applicant must also meet residency and ownership requirements under Florida law.
The exemption amount may vary depending on your total income and the type of benefits received.

This exemption helps reduce the property tax burden for individuals on a fixed disability income.

How to Apply

Applying for a Disability Property Tax Exemption in Dade County involves submitting the appropriate application form and documentation to verify your disability status and eligibility. The process can be completed online or in person at the Property Appraiser’s Office.

Obtain and Complete the Application

You can download the Disability Exemption Application from the Dade County Property Appraiser’s website or pick one up at the main office. Be sure to:

Fill out all personal, ownership, and property details accurately.
Indicate the type of disability exemption you’re applying for.

Provide Supporting Documentation

Documentation requirements vary depending on the exemption type but generally include:

Physician’s certification or a VA disability letter confirming your disability status.
Proof of ownership (such as a recorded deed).
Proof of Florida residency, like a driver’s license or voter registration.
For blind persons: Medical certification confirming legal blindness.

Incomplete applications or missing documentation may delay approval.

Submit Before the Deadline

The filing deadline for disability exemptions in Dade County is March 1 of the tax year. Filing before this date ensures your exemption is applied to your current year’s property tax bill.

If you miss the deadline, you may still be eligible for consideration in the following tax year, but late filings are generally not retroactive.

Await Review and Confirmation

After submission, the Property Appraiser’s Office will review your application and documentation.

If approved, your exemption will appear on your property record and your TRIM Notice later in the year.
If additional information is needed, the office will contact you directly.
Approved exemptions automatically renew each year, as long as your disability and residency status remain unchanged.

Maintaining Eligibility

To keep your Disability Property Tax Exemption active:

Continue to use the property as your primary residence.
Notify the Dade County Property Appraiser’s Office of any change in residency, property ownership, or disability status.
Retain your supporting documents for verification if requested.

Failure to report changes may result in the loss of your exemption or repayment of previously granted tax benefits.

Special Exemptions for Other Groups

To standard and veteran-related property tax benefits, Dade County offers several special exemptions designed to support specific groups of residents. These include widows and widowers, blind or totally disabled individuals, and first responders or public servants who have faced permanent disability or loss in the line of duty.

These exemptions help ensure that residents who have experienced significant life events or served their communities under challenging conditions can maintain financial stability and continue living in their homes. Each exemption type has its own requirements and filing process, all managed through the Dade County Property Appraiser’s Office.

Widows & Widowers

Widows and widowers who have not remarried may be eligible for a property tax exemption that provides ongoing financial relief after the loss of a spouse.

Key points to qualify include:

The applicant must be a permanent resident of Dade County.
The exemption applies only to the primary residence.
The surviving spouse must not have remarried.
Proof of the deceased spouse’s death (such as a death certificate) and marriage certificate are required.

This exemption provides a reduction in the assessed property value, directly lowering annual property taxes and offering continued financial support to surviving spouses.

Blind or Totally Disabled Persons

Residents who are legally blind or totally and permanently disabled may qualify for a special property tax exemption under Florida law.

Eligibility requirements include:

Certification of blindness or total permanent disability by a licensed physician, optometrist, or state agency.
Proof of property ownership and Florida residency.
The property must serve as the applicant’s primary residence as of January 1 of the filing year.

Blind and disabled homeowners may receive either a partial or full exemption, depending on the severity of the disability and applicable state guidelines. This exemption is intended to ease the financial burden for residents who face additional daily living challenges.

First Responders & Civilian Public Servants

Florida law also grants property tax exemptions for first responders and civilian public servants who were injured, disabled, or killed in the line of duty, as well as their surviving spouses.

Eligible individuals include:

Firefighters
Law enforcement officers
Emergency medical technicians (EMTs)
Paramedics
Certain public service employees injured while performing official duties

Benefits may include:

A full exemption for first responders who are totally and permanently disabled due to injuries sustained in the line of duty.
Continued exemption for surviving spouses of fallen first responders, provided they have not remarried and maintain the same primary residence.

Applicants must provide official documentation verifying their employment and injury status, typically issued by the relevant agency or department.

How to Apply for Multiple Exemptions

Many homeowners may qualify for more than one property tax exemption in Dade County. For example, a senior veteran with a disability may be eligible for both senior and veteran-related exemptions, while a widowed senior citizen may also apply for both senior and widow exemptions.

To apply for multiple exemptions:

Complete a separate application for each exemption type.
Submit all required documentation for each claim (ownership, residency, income, medical, or service records).
File all applications before the March 1 deadline to ensure full consideration for the current tax year.
Maintain communication with the Dade County Property Appraiser’s Office to verify that all exemptions have been properly applied.

When multiple exemptions are approved, the savings combine to provide maximum property tax relief, significantly lowering the homeowner’s annual tax bill.

Common Mistakes to Avoid

Applying for property tax exemptions in Dade County can bring substantial savings, but even small errors can cause your application to be delayed, denied, or voided. Many homeowners lose their eligibility or miss valuable tax benefits simply because of avoidable mistakes.

Being aware of these common issues can help ensure your application is processed smoothly and approved without complications. The Dade County Property Appraiser’s Office encourages applicants to double-check all information and documentation before submission to prevent costly errors or missed deadlines.

Missing the Filing Deadline

One of the most common and costly mistakes is missing the annual filing deadline.

All exemption applications, including the Homestead Exemption, must be submitted no later than March 1 of the tax year for which you are applying.
Applications filed after this date are automatically deferred to the following year — meaning you lose a full year of potential tax savings.

How to avoid this:

Incomplete or Inaccurate Documents

Another frequent error is submitting incomplete or incorrect documentation. Missing forms, outdated IDs, or mismatched addresses can delay or invalidate your application.

Common documentation mistakes include:

Submitting a driver’s license or voter registration card that shows an address different from your property’s location.
Forgetting to include proof of ownership, such as a recorded deed.
Leaving out Social Security numbers or providing inconsistent personal information across documents.
Failing to provide required supporting materials (for example, disability certification or proof of income for senior exemptions).

How to avoid this:

Review the list of required documents carefully before submitting your application.
Ensure that all identification and residency documents match your property address exactly.
Double-check that all forms are signed, dated, and complete.
If unsure, contact the Dade County Property Appraiser’s Office for clarification before filing.

Misunderstanding Eligibility Rules

Misinterpreting who qualifies for an exemption is another major issue that can result in a denied application or loss of benefits.

Common eligibility misunderstandings include:

Applying for a Homestead Exemption on a rental property or vacation home (it must be your primary residence).
Claiming more than one Homestead Exemption across multiple properties or counties — which is prohibited under Florida law.
Assuming that property ownership alone guarantees exemption eligibility without meeting residency or citizenship requirements.
Not updating your status after marriage, divorce, or moving to a new residence.

How to avoid this:

Carefully review the eligibility criteria before applying.
If your situation changes (such as selling your home, moving, or renting out your property), notify the Property Appraiser’s Office immediately.
Reconfirm eligibility each year to ensure continued compliance and to avoid penalties or back taxes.

Avoiding these simple yet impactful mistakes can make the exemption process faster, smoother, and more successful, ensuring that Dade County homeowners receive the full benefits they’re entitled to under Florida law.

Deadlines, Renewals & Key Dates

Staying on top of key filing dates and renewal requirements is crucial for maintaining your Homestead Exemption and any other property tax exemptions in Dade County. Missing a deadline or misunderstanding renewal policies can result in the loss of valuable tax savings, even if you previously qualified. The Dade County Property Appraiser’s Office follows strict timelines set under Florida law, so homeowners should plan ahead each year to ensure their exemptions remain active and valid.

Below are the key dates and renewal rules that every property owner should be aware of.

March 1st – Main Filing Deadline

The March 1st deadline is the most important date for all homeowners seeking property tax exemptions in Dade County.

You must file your Homestead Exemption application and any additional exemptions (such as senior, veteran, or disability exemptions) by March 1st of the tax year you wish to receive benefits.
Applications received after this date are not processed for the current tax year and will roll over for consideration the following year.

Key points to remember:

The filing period typically opens on January 1st.
Filing early gives you time to correct any missing documents or errors.
You can file online through the Dade County Property Appraiser’s website or in person at one of their local offices.
Keep a confirmation receipt as proof of timely submission.

Failing to meet this deadline means you could lose a full year of tax savings, which can amount to hundreds or even thousands of dollars.

Late Filing & Extensions

If you miss the March 1st deadline, you may still have options — but they are limited.

Florida law allows for late filing under specific circumstances, such as serious illness, military deployment, or unavoidable hardship.
You’ll need to provide documented proof of your reason for late filing and submit an appeal request to the Value Adjustment Board (VAB) in Dade County.
The board reviews requests on a case-by-case basis and may approve an exemption if your reason meets the statutory criteria.

Tips for handling late filing:

Contact the Property Appraiser’s Office immediately if you realize you’ve missed the deadline.
Submit all supporting documentation promptly.
Avoid relying on extensions every year — plan ahead to file early during the open period.

Timely filing not only ensures tax savings but also helps prevent unnecessary stress or appeal procedures later in the year.

Do I Need to Renew Every Year?

Once your Homestead Exemption and other approved exemptions are in place, you typically do not need to reapply each year. The Dade County Property Appraiser automatically renews your exemption as long as:

You continue to own and occupy the property as your permanent residence.
There are no changes in ownership, residency, or property use.

However, certain situations require you to reapply or notify the appraiser’s office, such as:

You’ve sold or transferred ownership of your home.
You’ve moved to a new property or started renting out your homesteaded property.
You’ve experienced changes in marital status, or your co-owner no longer qualifies.

Each year, homeowners receive a renewal notice confirming their exemption status. Review this notice carefully — if your circumstances have changed, you must update your information to avoid potential penalties or removal of the exemption.

By keeping track of these important dates and renewal requirements, you can make sure your property tax exemptions in Dade County remain active and compliant — ensuring continued tax relief and financial stability for your household.

FAQs

Applying for the Homestead Exemption or other property tax benefits in Dade County often raises questions among homeowners, especially first-time applicants. Understanding how exemptions work, what documents you need, and how life changes affect your eligibility can help you avoid mistakes and make the most of your property tax savings.

Below are answers to some of the most common questions about Homestead and additional exemptions in Dade County — including how to apply, maintain eligibility, and check your exemption status online.

Can I Apply for More Than One Exemption?

Yes — you may qualify for more than one exemption, depending on your situation. While every homeowner can claim only one Homestead Exemption per family unit and primary residence, you can combine it with other exemptions that apply to your personal status.

For example, you can receive:

A Homestead Exemption + Senior Exemption if you meet age and income requirements.
A Homestead Exemption + Veterans Disability Exemption if you’re a service-connected disabled veteran.
A Homestead Exemption + Disability or Widow/Widower Exemption if applicable.

Each exemption must be applied for separately, and you must submit the required documentation for each one. The Dade County Property Appraiser’s Office will review your eligibility and apply all qualifying exemptions to your property record.

How Much Will I Save?

The amount you save depends on the assessed value of your property and which exemptions you qualify for.

Here’s a general idea:

The standard Homestead Exemption provides up to $50,000 off the assessed value of your primary residence.
The first $25,000 applies to all property taxes, including school district taxes.
The second $25,000 applies to non-school taxes for properties assessed above $50,000.

If you qualify for additional exemptions — such as Senior, Veterans, or Disability — your savings can increase even further. You can use the online tax estimator on the Dade County Property Appraiser’s website to get a more accurate calculation of your total potential savings.

What Happens If I Move or Sell My Home?

If you move or sell your home, your Homestead Exemption does not automatically transfer to your new property. However, Florida’s Portability provision allows you to transfer some or all of your Save Our Homes (SOH) benefit — the accumulated difference between your market and assessed value — to a new primary residence within Florida.

Key points to remember:

You must apply for portability within two tax years of selling or abandoning your previous homestead.
Your new home must become your primary residence as of January 1 of the application year.
If you sell your home but don’t buy another immediately, your exemption ends once the property is no longer your permanent residence.

Always notify the Dade County Property Appraiser’s Office if your property status changes to avoid incorrect tax assessments or penalties.

How to Check Exemption Status in Dade County

You can easily check your Homestead Exemption status online through the Dade County Property Appraiser’s property search tool.

Steps to check your exemption status:

Visit the official Property Appraiser website.
Enter your property address, owner name, or parcel number in the search bar.
Open your property record to view all current exemptions applied to your parcel.
If your exemption is missing or incorrect, contact the Exemptions Division for assistance.

You’ll also receive an annual renewal notice confirming your exemption status and advising of any required updates.

What Documents Are Required?

The required documents depend on which exemptions you’re applying for, but most applicants will need to provide:

Proof of ownership (recorded deed or property closing statement)
Florida driver’s license or ID card with the homestead address
Florida vehicle registration (if applicable)
Voter registration card or Declaration of Domicile
Social Security numbers for all owners applying
Proof of residency such as utility bills or income statements

For special exemptions, additional documentation may be required:

Medical or disability certification for disability exemptions
Proof of military service or VA disability rating for veterans
Proof of income for senior exemptions

Submitting accurate and complete documents the first time ensures your application is processed quickly and without delay.